Portfolio one

A card program that adapts to all needs What we offer

Global prepaid card solutions tailored to your business.

Services

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Who we are

PayEm is a global fintech company specializing in payment management and services. Our particular niche and focus is in the prepaid card issuance vertical, with nearly two decades of experience managing card issuance for Mastercard and Visa, regulated banks and corporations. Our strength lies in our flexibility and ability to allow our clients to customize the platform to meet any particular need or user journey that they may require. In addition, the platform can be completely white-label or integrated into the clients’ existing platform with an extensive set of APIs.

Response time

nlike our competitors who expect businesses to compile all services themselves from multiple service providers, we can always offer faster (more off the shelf) or longer (highly customized options) options to fit your needs. No matter the service, we are always the fastest option on the market!

Customer service

We are proud to offer two types of support to our users: full in-house support or, if you have a support center, we will equip you with a back office panel to manage all queries internally. We will also provide your team with the training and processes necessary to ensure your program runs smoothly.

Case Studies

Trouble

DECATHLON® was looking for a solution to give customers discounts without degrading their product placement or price perception.

Solution

After the purchase at the customer’s store, a Mastercard® was mailed to them with their money-back reward loaded onto their prepaid card.

Result

DECATHLON® can now handle its cash back program more efficiently through its own brand of Mastercard® prepaid card.

Trouble

A growing number of players do not want any gambling fees charged on their credit cards or bank statements.

Solution

Operators who license our software now have easy access to our prepaid payment method without additional technical effort.

Result

The result of this integration gave all Plarium

Flexibility

When it comes to your user flows, fees and procedures, we offer a product that is flexible, fast and tailored to the needs of both you and your customers. We can also develop new API features and add or remove product features as needed.

Customization capability

One of the significant benefits of working with PayEm is our ability to custom design every aspect of our turnkey solutions, including the digital components of virtual cards. Companies can use our APIs to work within their own environment to design or have it live within ours.

Global Payments

Loyalty, Reimagined

Mastercard and Visa Gift Cards

Access rewards through point-of-sale terminals using virtual or plastic gift cards and stay up to date with balances and benefits through online banking.

Mastercard and Visa Gift Cards

Our prepaid cards allow you to manage, reload and limit available funds instantly.

Cashback platform

cashback module for cardholder that can be used globally.

Industry Solutions

Forex

Give merchants and travelers access to more currency and fast cash.

Financial institution cards

Allow banks and FIs to issue prepaid and debit cards to customers linked to their checking accounts.

Incentive for employees and customers

Get more out of your customers and staff with the right reward.

Corporate expenses

Increase efficiency and reporting with a cashless spending solution. Manage your clients’ funds and offer fast and secure access to them.

Wealth management

Wealth management A borderless payroll solution to facilitate disbursements.

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Start your partnership with PayEm

The Correos Prepaid Mastercard® card is issued by Prepaid Financial Services Limited pursuant to a license from Mastercard International Incorporated. Prepaid Financial Services Limited is regulated and authorised by the Financial Conduct Authority with registration number 900036 and registered office: 5th Floor, Langham House, 302-308 Regent Street, London, W1B 3AT.

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